SWIFT Code ICRAITR1Q4L — BANCA DI CREDITO COOPERATIVO BERGAMASCA E OROBICA S.C., URGNANO

About SWIFT Code ICRAITR1Q4L — BANCA DI CREDITO COOPERATIVO BERGAMASCA E OROBICA S.C., URGNANO

SWIFT code ICRAITR1Q4L is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCA DI CREDITO COOPERATIVO BERGAMASCA E OROBICA S.C. in URGNANO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCA DI CREDITO COOPERATIVO BERGAMASCA E OROBICA S.C. for all outward international remittances from URGNANO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ICRAITR1Q4L

The code ICRAITR1Q4L follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ICRAITR1Q4L

Receiving International Wire Transfers

To receive money from abroad at your BANCA DI CREDITO COOPERATIVO BERGAMASCA E OROBICA S.C. account in URGNANO, share SWIFT code ICRAITR1Q4L with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCA DI CREDITO COOPERATIVO BERGAMASCA E OROBICA S.C., URGNANO must provide SWIFT code ICRAITR1Q4L. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCA DI CREDITO COOPERATIVO BERGAMASCA E OROBICA S.C. in URGNANO rely on SWIFT code ICRAITR1Q4L for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCA DI CREDITO COOPERATIVO BERGAMASCA E OROBICA S.C. →

For cheque clearing or NACH mandates, use the MICR code for BANCA DI CREDITO COOPERATIVO BERGAMASCA E OROBICA S.C. →

For TDS challan deposits, find the BSR code for BANCA DI CREDITO COOPERATIVO BERGAMASCA E OROBICA S.C. →

How SWIFT Code ICRAITR1Q4L Routes an International Transfer

1. Initiation: The sender provides SWIFT code ICRAITR1Q4L and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCA DI CREDITO COOPERATIVO BERGAMASCA E OROBICA S.C..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCA DI CREDITO COOPERATIVO BERGAMASCA E OROBICA S.C. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ICRAITR1Q4L

• Spaces or lowercase letters — Always enter ICRAITR1Q4L uppercase with no spaces.
• Using the wrong city — This code is for URGNANO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ICRAITR1Q4L directly with BANCA DI CREDITO COOPERATIVO BERGAMASCA E OROBICA S.C.'s URGNANO branch or via the SWIFT BIC Directory.