SWIFT Code PRACIT31 — BANCA DELLA PROVINCIA DI MACERATA SPA, MACERATA

About SWIFT Code PRACIT31 — BANCA DELLA PROVINCIA DI MACERATA SPA, MACERATA

SWIFT code PRACIT31 is the official 8-character head-office BIC (Bank Identifier Code) for BANCA DELLA PROVINCIA DI MACERATA SPA in MACERATA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCA DELLA PROVINCIA DI MACERATA SPA for all outward international remittances from MACERATA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PRACIT31

The code PRACIT31 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PRACIT31

Receiving International Wire Transfers

To receive money from abroad at your BANCA DELLA PROVINCIA DI MACERATA SPA account in MACERATA, share SWIFT code PRACIT31 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCA DELLA PROVINCIA DI MACERATA SPA, MACERATA must provide SWIFT code PRACIT31. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCA DELLA PROVINCIA DI MACERATA SPA in MACERATA rely on SWIFT code PRACIT31 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCA DELLA PROVINCIA DI MACERATA SPA →

For cheque clearing or NACH mandates, use the MICR code for BANCA DELLA PROVINCIA DI MACERATA SPA →

For TDS challan deposits, find the BSR code for BANCA DELLA PROVINCIA DI MACERATA SPA →

How SWIFT Code PRACIT31 Routes an International Transfer

1. Initiation: The sender provides SWIFT code PRACIT31 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCA DELLA PROVINCIA DI MACERATA SPA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCA DELLA PROVINCIA DI MACERATA SPA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PRACIT31

• Spaces or lowercase letters — Always enter PRACIT31 uppercase with no spaces.
• Using the wrong city — This code is for MACERATA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PRACIT31 directly with BANCA DELLA PROVINCIA DI MACERATA SPA's MACERATA branch or via the SWIFT BIC Directory.