SWIFT Code ICRAITR1EPA — BANCA D'ALBA CREDITO COOPERATIVO, TORINO

About SWIFT Code ICRAITR1EPA — BANCA D'ALBA CREDITO COOPERATIVO, TORINO

SWIFT code ICRAITR1EPA is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCA D'ALBA CREDITO COOPERATIVO in TORINO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCA D'ALBA CREDITO COOPERATIVO for all outward international remittances from TORINO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ICRAITR1EPA

The code ICRAITR1EPA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ICRAITR1EPA

Receiving International Wire Transfers

To receive money from abroad at your BANCA D'ALBA CREDITO COOPERATIVO account in TORINO, share SWIFT code ICRAITR1EPA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCA D'ALBA CREDITO COOPERATIVO, TORINO must provide SWIFT code ICRAITR1EPA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCA D'ALBA CREDITO COOPERATIVO in TORINO rely on SWIFT code ICRAITR1EPA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCA D'ALBA CREDITO COOPERATIVO →

For cheque clearing or NACH mandates, use the MICR code for BANCA D'ALBA CREDITO COOPERATIVO →

For TDS challan deposits, find the BSR code for BANCA D'ALBA CREDITO COOPERATIVO →

How SWIFT Code ICRAITR1EPA Routes an International Transfer

1. Initiation: The sender provides SWIFT code ICRAITR1EPA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCA D'ALBA CREDITO COOPERATIVO.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCA D'ALBA CREDITO COOPERATIVO receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ICRAITR1EPA

• Spaces or lowercase letters — Always enter ICRAITR1EPA uppercase with no spaces.
• Using the wrong city — This code is for TORINO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ICRAITR1EPA directly with BANCA D'ALBA CREDITO COOPERATIVO's TORINO branch or via the SWIFT BIC Directory.