SWIFT Code ICRAITR1ERL — BANCA D ALBA CRED.COOP., ALBA

About SWIFT Code ICRAITR1ERL — BANCA D ALBA CRED.COOP., ALBA

SWIFT code ICRAITR1ERL is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCA D ALBA CRED.COOP. in ALBA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCA D ALBA CRED.COOP. for all outward international remittances from ALBA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ICRAITR1ERL

The code ICRAITR1ERL follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ICRAITR1ERL

Receiving International Wire Transfers

To receive money from abroad at your BANCA D ALBA CRED.COOP. account in ALBA, share SWIFT code ICRAITR1ERL with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCA D ALBA CRED.COOP., ALBA must provide SWIFT code ICRAITR1ERL. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCA D ALBA CRED.COOP. in ALBA rely on SWIFT code ICRAITR1ERL for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCA D ALBA CRED.COOP. →

For cheque clearing or NACH mandates, use the MICR code for BANCA D ALBA CRED.COOP. →

For TDS challan deposits, find the BSR code for BANCA D ALBA CRED.COOP. →

How SWIFT Code ICRAITR1ERL Routes an International Transfer

1. Initiation: The sender provides SWIFT code ICRAITR1ERL and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCA D ALBA CRED.COOP..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCA D ALBA CRED.COOP. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ICRAITR1ERL

• Spaces or lowercase letters — Always enter ICRAITR1ERL uppercase with no spaces.
• Using the wrong city — This code is for ALBA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ICRAITR1ERL directly with BANCA D ALBA CRED.COOP.'s ALBA branch or via the SWIFT BIC Directory.