SWIFT Code SARCIT21045 — BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A., MONCALIERI
Verified SWIFT/BIC code for BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A. in MONCALIERI, Italy. Use this code for international wire transfers.
MONCALIERI
BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A. · Italy
SWIFT / BIC Code
SARCIT21045
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
(MONCALIERI)
City
Country Code
IT
Connection Status
Active
About SWIFT Code SARCIT21045 — BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A., MONCALIERI
SWIFT code SARCIT21045 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A. in MONCALIERI, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A. for all outward international remittances from MONCALIERI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code SARCIT21045
The code SARCIT21045 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | SARC | 4 letters | Identifies BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A. as the institution |
| Country Code | IT | 2 letters | ISO 3166-1 alpha-2 code for Italy |
| Location Code | 21 | 2 chars | City/region identifier within Italy |
| Branch Code | 045 | 3 chars | Identifies the specific MONCALIERI branch |
When to Use SWIFT Code SARCIT21045
Receiving International Wire Transfers
To receive money from abroad at your BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A. account in MONCALIERI, share SWIFT code SARCIT21045 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A., MONCALIERI must provide SWIFT code SARCIT21045. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A. in MONCALIERI rely on SWIFT code SARCIT21045 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT SARCIT21045 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A. →
For cheque clearing or NACH mandates, use the MICR code for BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A. →
For TDS challan deposits, find the BSR code for BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A. →
How SWIFT Code SARCIT21045 Routes an International Transfer
- Initiation: The sender provides SWIFT code SARCIT21045 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A..
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code SARCIT21045
- Spaces or lowercase letters — Always enter
SARCIT21045uppercase with no spaces. - Using the wrong city — This code is for MONCALIERI only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SARCIT21045 directly with BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A.'s MONCALIERI branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A.'s published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →