SWIFT Code BPALIT41287 — BANCA CARIPE S.P.A. (TERCAS GROUP), SPOLTORE

About SWIFT Code BPALIT41287 — BANCA CARIPE S.P.A. (TERCAS GROUP), SPOLTORE

SWIFT code BPALIT41287 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCA CARIPE S.P.A. (TERCAS GROUP) in SPOLTORE, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCA CARIPE S.P.A. (TERCAS GROUP) for all outward international remittances from SPOLTORE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BPALIT41287

The code BPALIT41287 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BPALIT41287

Receiving International Wire Transfers

To receive money from abroad at your BANCA CARIPE S.P.A. (TERCAS GROUP) account in SPOLTORE, share SWIFT code BPALIT41287 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCA CARIPE S.P.A. (TERCAS GROUP), SPOLTORE must provide SWIFT code BPALIT41287. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCA CARIPE S.P.A. (TERCAS GROUP) in SPOLTORE rely on SWIFT code BPALIT41287 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCA CARIPE S.P.A. (TERCAS GROUP) →

For cheque clearing or NACH mandates, use the MICR code for BANCA CARIPE S.P.A. (TERCAS GROUP) →

For TDS challan deposits, find the BSR code for BANCA CARIPE S.P.A. (TERCAS GROUP) →

How SWIFT Code BPALIT41287 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BPALIT41287 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCA CARIPE S.P.A. (TERCAS GROUP).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCA CARIPE S.P.A. (TERCAS GROUP) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BPALIT41287

• Spaces or lowercase letters — Always enter BPALIT41287 uppercase with no spaces.
• Using the wrong city — This code is for SPOLTORE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BPALIT41287 directly with BANCA CARIPE S.P.A. (TERCAS GROUP)'s SPOLTORE branch or via the SWIFT BIC Directory.