SWIFT Code CARMIT31312 — BANCA CARIME S.P.A. (UBI BANCA GROUP), COPERTINO

About SWIFT Code CARMIT31312 — BANCA CARIME S.P.A. (UBI BANCA GROUP), COPERTINO

SWIFT code CARMIT31312 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCA CARIME S.P.A. (UBI BANCA GROUP) in COPERTINO, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCA CARIME S.P.A. (UBI BANCA GROUP) for all outward international remittances from COPERTINO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CARMIT31312

The code CARMIT31312 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CARMIT31312

Receiving International Wire Transfers

To receive money from abroad at your BANCA CARIME S.P.A. (UBI BANCA GROUP) account in COPERTINO, share SWIFT code CARMIT31312 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCA CARIME S.P.A. (UBI BANCA GROUP), COPERTINO must provide SWIFT code CARMIT31312. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCA CARIME S.P.A. (UBI BANCA GROUP) in COPERTINO rely on SWIFT code CARMIT31312 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCA CARIME S.P.A. (UBI BANCA GROUP) →

For cheque clearing or NACH mandates, use the MICR code for BANCA CARIME S.P.A. (UBI BANCA GROUP) →

For TDS challan deposits, find the BSR code for BANCA CARIME S.P.A. (UBI BANCA GROUP) →

How SWIFT Code CARMIT31312 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CARMIT31312 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCA CARIME S.P.A. (UBI BANCA GROUP).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCA CARIME S.P.A. (UBI BANCA GROUP) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CARMIT31312

• Spaces or lowercase letters — Always enter CARMIT31312 uppercase with no spaces.
• Using the wrong city — This code is for COPERTINO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CARMIT31312 directly with BANCA CARIME S.P.A. (UBI BANCA GROUP)'s COPERTINO branch or via the SWIFT BIC Directory.