SWIFT Code ICRAITR19R5 — BANCA ASCIANO CREDITO COOPERATIVO SOC. COOP, SIENA

About SWIFT Code ICRAITR19R5 — BANCA ASCIANO CREDITO COOPERATIVO SOC. COOP, SIENA

SWIFT code ICRAITR19R5 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANCA ASCIANO CREDITO COOPERATIVO SOC. COOP in SIENA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANCA ASCIANO CREDITO COOPERATIVO SOC. COOP for all outward international remittances from SIENA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ICRAITR19R5

The code ICRAITR19R5 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ICRAITR19R5

Receiving International Wire Transfers

To receive money from abroad at your BANCA ASCIANO CREDITO COOPERATIVO SOC. COOP account in SIENA, share SWIFT code ICRAITR19R5 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANCA ASCIANO CREDITO COOPERATIVO SOC. COOP, SIENA must provide SWIFT code ICRAITR19R5. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANCA ASCIANO CREDITO COOPERATIVO SOC. COOP in SIENA rely on SWIFT code ICRAITR19R5 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANCA ASCIANO CREDITO COOPERATIVO SOC. COOP →

For cheque clearing or NACH mandates, use the MICR code for BANCA ASCIANO CREDITO COOPERATIVO SOC. COOP →

For TDS challan deposits, find the BSR code for BANCA ASCIANO CREDITO COOPERATIVO SOC. COOP →

How SWIFT Code ICRAITR19R5 Routes an International Transfer

1. Initiation: The sender provides SWIFT code ICRAITR19R5 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANCA ASCIANO CREDITO COOPERATIVO SOC. COOP.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANCA ASCIANO CREDITO COOPERATIVO SOC. COOP receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ICRAITR19R5

• Spaces or lowercase letters — Always enter ICRAITR19R5 uppercase with no spaces.
• Using the wrong city — This code is for SIENA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ICRAITR19R5 directly with BANCA ASCIANO CREDITO COOPERATIVO SOC. COOP's SIENA branch or via the SWIFT BIC Directory.