SWIFT Code ALGZIT21 — ALTO GARDA SERVIZI S.P.A., RIVA DEL GARDA
Verified SWIFT/BIC code for ALTO GARDA SERVIZI S.P.A. in RIVA DEL GARDA, Italy. Use this code for international wire transfers.
RIVA DEL GARDA
ALTO GARDA SERVIZI S.P.A. · Italy
SWIFT / BIC Code
ALGZIT21
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
RIVA DEL GARDA
City
Country Code
IT
Connection Status
Active
About SWIFT Code ALGZIT21 — ALTO GARDA SERVIZI S.P.A., RIVA DEL GARDA
SWIFT code ALGZIT21 is the official 8-character head-office BIC (Bank Identifier Code) for ALTO GARDA SERVIZI S.P.A. in RIVA DEL GARDA, Italy. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by ALTO GARDA SERVIZI S.P.A. for all outward international remittances from RIVA DEL GARDA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code ALGZIT21
The code ALGZIT21 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | ALGZ | 4 letters | Identifies ALTO GARDA SERVIZI S.P.A. as the institution |
| Country Code | IT | 2 letters | ISO 3166-1 alpha-2 code for Italy |
| Location Code | 21 | 2 chars | City/region identifier within Italy |
When to Use SWIFT Code ALGZIT21
Receiving International Wire Transfers
To receive money from abroad at your ALTO GARDA SERVIZI S.P.A. account in RIVA DEL GARDA, share SWIFT code ALGZIT21 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at ALTO GARDA SERVIZI S.P.A., RIVA DEL GARDA must provide SWIFT code ALGZIT21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using ALTO GARDA SERVIZI S.P.A. in RIVA DEL GARDA rely on SWIFT code ALGZIT21 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT ALGZIT21 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ALTO GARDA SERVIZI S.P.A. →
For cheque clearing or NACH mandates, use the MICR code for ALTO GARDA SERVIZI S.P.A. →
For TDS challan deposits, find the BSR code for ALTO GARDA SERVIZI S.P.A. →
How SWIFT Code ALGZIT21 Routes an International Transfer
- Initiation: The sender provides SWIFT code ALGZIT21 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to ALTO GARDA SERVIZI S.P.A..
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: ALTO GARDA SERVIZI S.P.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code ALGZIT21
- Spaces or lowercase letters — Always enter
ALGZIT21uppercase with no spaces. - Using the wrong city — This code is for RIVA DEL GARDA only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Italy.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ALGZIT21 directly with ALTO GARDA SERVIZI S.P.A.'s RIVA DEL GARDA branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against ALTO GARDA SERVIZI S.P.A.'s published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →