SWIFT Code VICNIE21 — VIRGINIA CREDIT UNION LIMITED, VIRGINIA

About SWIFT Code VICNIE21 — VIRGINIA CREDIT UNION LIMITED, VIRGINIA

SWIFT code VICNIE21 is the official 8-character head-office BIC (Bank Identifier Code) for VIRGINIA CREDIT UNION LIMITED in VIRGINIA, Ireland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VIRGINIA CREDIT UNION LIMITED for all outward international remittances from VIRGINIA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VICNIE21

The code VICNIE21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VICNIE21

Receiving International Wire Transfers

To receive money from abroad at your VIRGINIA CREDIT UNION LIMITED account in VIRGINIA, share SWIFT code VICNIE21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VIRGINIA CREDIT UNION LIMITED, VIRGINIA must provide SWIFT code VICNIE21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VIRGINIA CREDIT UNION LIMITED in VIRGINIA rely on SWIFT code VICNIE21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VIRGINIA CREDIT UNION LIMITED →

For cheque clearing or NACH mandates, use the MICR code for VIRGINIA CREDIT UNION LIMITED →

For TDS challan deposits, find the BSR code for VIRGINIA CREDIT UNION LIMITED →

How SWIFT Code VICNIE21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code VICNIE21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VIRGINIA CREDIT UNION LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VIRGINIA CREDIT UNION LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VICNIE21

• Spaces or lowercase letters — Always enter VICNIE21 uppercase with no spaces.
• Using the wrong city — This code is for VIRGINIA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Ireland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VICNIE21 directly with VIRGINIA CREDIT UNION LIMITED's VIRGINIA branch or via the SWIFT BIC Directory.