SWIFT Code BESNIE21 — BEAR STEARNS BANK PLC, DUBLIN

About SWIFT Code BESNIE21 — BEAR STEARNS BANK PLC, DUBLIN

SWIFT code BESNIE21 is the official 8-character head-office BIC (Bank Identifier Code) for BEAR STEARNS BANK PLC in DUBLIN, Ireland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BEAR STEARNS BANK PLC for all outward international remittances from DUBLIN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BESNIE21

The code BESNIE21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BESNIE21

Receiving International Wire Transfers

To receive money from abroad at your BEAR STEARNS BANK PLC account in DUBLIN, share SWIFT code BESNIE21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BEAR STEARNS BANK PLC, DUBLIN must provide SWIFT code BESNIE21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BEAR STEARNS BANK PLC in DUBLIN rely on SWIFT code BESNIE21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BEAR STEARNS BANK PLC →

For cheque clearing or NACH mandates, use the MICR code for BEAR STEARNS BANK PLC →

For TDS challan deposits, find the BSR code for BEAR STEARNS BANK PLC →

How SWIFT Code BESNIE21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BESNIE21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BEAR STEARNS BANK PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BEAR STEARNS BANK PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BESNIE21

• Spaces or lowercase letters — Always enter BESNIE21 uppercase with no spaces.
• Using the wrong city — This code is for DUBLIN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Ireland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BESNIE21 directly with BEAR STEARNS BANK PLC's DUBLIN branch or via the SWIFT BIC Directory.