SWIFT Code KIBIIQBA — KURDISTAN INTERNATIONAL BANK, ARBIL

About SWIFT Code KIBIIQBA — KURDISTAN INTERNATIONAL BANK, ARBIL

SWIFT code KIBIIQBA is the official 8-character head-office BIC (Bank Identifier Code) for KURDISTAN INTERNATIONAL BANK in ARBIL, Iraq. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KURDISTAN INTERNATIONAL BANK for all outward international remittances from ARBIL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KIBIIQBA

The code KIBIIQBA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KIBIIQBA

Receiving International Wire Transfers

To receive money from abroad at your KURDISTAN INTERNATIONAL BANK account in ARBIL, share SWIFT code KIBIIQBA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KURDISTAN INTERNATIONAL BANK, ARBIL must provide SWIFT code KIBIIQBA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KURDISTAN INTERNATIONAL BANK in ARBIL rely on SWIFT code KIBIIQBA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KURDISTAN INTERNATIONAL BANK →

For cheque clearing or NACH mandates, use the MICR code for KURDISTAN INTERNATIONAL BANK →

For TDS challan deposits, find the BSR code for KURDISTAN INTERNATIONAL BANK →

How SWIFT Code KIBIIQBA Routes an International Transfer

1. Initiation: The sender provides SWIFT code KIBIIQBA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KURDISTAN INTERNATIONAL BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KURDISTAN INTERNATIONAL BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KIBIIQBA

• Spaces or lowercase letters — Always enter KIBIIQBA uppercase with no spaces.
• Using the wrong city — This code is for ARBIL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Iraq.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KIBIIQBA directly with KURDISTAN INTERNATIONAL BANK's ARBIL branch or via the SWIFT BIC Directory.