SWIFT Code BRINIDJA103 — PT. BANK RAKYAT INDONESIA (PERSERO), TBK, TERNATE

About SWIFT Code BRINIDJA103 — PT. BANK RAKYAT INDONESIA (PERSERO), TBK, TERNATE

SWIFT code BRINIDJA103 is the official 11-character branch-specific BIC (Bank Identifier Code) for PT. BANK RAKYAT INDONESIA (PERSERO), TBK in TERNATE, Indonesia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PT. BANK RAKYAT INDONESIA (PERSERO), TBK for all outward international remittances from TERNATE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BRINIDJA103

The code BRINIDJA103 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BRINIDJA103

Receiving International Wire Transfers

To receive money from abroad at your PT. BANK RAKYAT INDONESIA (PERSERO), TBK account in TERNATE, share SWIFT code BRINIDJA103 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PT. BANK RAKYAT INDONESIA (PERSERO), TBK, TERNATE must provide SWIFT code BRINIDJA103. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PT. BANK RAKYAT INDONESIA (PERSERO), TBK in TERNATE rely on SWIFT code BRINIDJA103 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PT. BANK RAKYAT INDONESIA (PERSERO), TBK →

For cheque clearing or NACH mandates, use the MICR code for PT. BANK RAKYAT INDONESIA (PERSERO), TBK →

For TDS challan deposits, find the BSR code for PT. BANK RAKYAT INDONESIA (PERSERO), TBK →

How SWIFT Code BRINIDJA103 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BRINIDJA103 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PT. BANK RAKYAT INDONESIA (PERSERO), TBK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PT. BANK RAKYAT INDONESIA (PERSERO), TBK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BRINIDJA103

• Spaces or lowercase letters — Always enter BRINIDJA103 uppercase with no spaces.
• Using the wrong city — This code is for TERNATE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Indonesia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BRINIDJA103 directly with PT. BANK RAKYAT INDONESIA (PERSERO), TBK's TERNATE branch or via the SWIFT BIC Directory.