SWIFT Code BNIAIDJ10J6 — PT. BANK CIMB NIAGA, TBK., BANDUNG

About SWIFT Code BNIAIDJ10J6 — PT. BANK CIMB NIAGA, TBK., BANDUNG

SWIFT code BNIAIDJ10J6 is the official 11-character branch-specific BIC (Bank Identifier Code) for PT. BANK CIMB NIAGA, TBK. in BANDUNG, Indonesia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PT. BANK CIMB NIAGA, TBK. for all outward international remittances from BANDUNG. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BNIAIDJ10J6

The code BNIAIDJ10J6 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BNIAIDJ10J6

Receiving International Wire Transfers

To receive money from abroad at your PT. BANK CIMB NIAGA, TBK. account in BANDUNG, share SWIFT code BNIAIDJ10J6 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PT. BANK CIMB NIAGA, TBK., BANDUNG must provide SWIFT code BNIAIDJ10J6. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PT. BANK CIMB NIAGA, TBK. in BANDUNG rely on SWIFT code BNIAIDJ10J6 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PT. BANK CIMB NIAGA, TBK. →

For cheque clearing or NACH mandates, use the MICR code for PT. BANK CIMB NIAGA, TBK. →

For TDS challan deposits, find the BSR code for PT. BANK CIMB NIAGA, TBK. →

How SWIFT Code BNIAIDJ10J6 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BNIAIDJ10J6 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PT. BANK CIMB NIAGA, TBK..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PT. BANK CIMB NIAGA, TBK. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BNIAIDJ10J6

• Spaces or lowercase letters — Always enter BNIAIDJ10J6 uppercase with no spaces.
• Using the wrong city — This code is for BANDUNG only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Indonesia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BNIAIDJ10J6 directly with PT. BANK CIMB NIAGA, TBK.'s BANDUNG branch or via the SWIFT BIC Directory.