SWIFT Code BCIAIDJA — PT BANK CAPITAL INDONESIA, TBK, JAKARTA

About SWIFT Code BCIAIDJA — PT BANK CAPITAL INDONESIA, TBK, JAKARTA

SWIFT code BCIAIDJA is the official 8-character head-office BIC (Bank Identifier Code) for PT BANK CAPITAL INDONESIA, TBK in JAKARTA, Indonesia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PT BANK CAPITAL INDONESIA, TBK for all outward international remittances from JAKARTA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BCIAIDJA

The code BCIAIDJA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BCIAIDJA

Receiving International Wire Transfers

To receive money from abroad at your PT BANK CAPITAL INDONESIA, TBK account in JAKARTA, share SWIFT code BCIAIDJA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PT BANK CAPITAL INDONESIA, TBK, JAKARTA must provide SWIFT code BCIAIDJA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PT BANK CAPITAL INDONESIA, TBK in JAKARTA rely on SWIFT code BCIAIDJA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PT BANK CAPITAL INDONESIA, TBK →

For cheque clearing or NACH mandates, use the MICR code for PT BANK CAPITAL INDONESIA, TBK →

For TDS challan deposits, find the BSR code for PT BANK CAPITAL INDONESIA, TBK →

How SWIFT Code BCIAIDJA Routes an International Transfer

1. Initiation: The sender provides SWIFT code BCIAIDJA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PT BANK CAPITAL INDONESIA, TBK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PT BANK CAPITAL INDONESIA, TBK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BCIAIDJA

• Spaces or lowercase letters — Always enter BCIAIDJA uppercase with no spaces.
• Using the wrong city — This code is for JAKARTA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Indonesia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BCIAIDJA directly with PT BANK CAPITAL INDONESIA, TBK's JAKARTA branch or via the SWIFT BIC Directory.