SWIFT Code BNINIDJAKDS — BANK NEGARA INDONESIA - PT (PERSERO), KUDUS

About SWIFT Code BNINIDJAKDS — BANK NEGARA INDONESIA - PT (PERSERO), KUDUS

SWIFT code BNINIDJAKDS is the official 11-character branch-specific BIC (Bank Identifier Code) for BANK NEGARA INDONESIA - PT (PERSERO) in KUDUS, Indonesia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK NEGARA INDONESIA - PT (PERSERO) for all outward international remittances from KUDUS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BNINIDJAKDS

The code BNINIDJAKDS follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BNINIDJAKDS

Receiving International Wire Transfers

To receive money from abroad at your BANK NEGARA INDONESIA - PT (PERSERO) account in KUDUS, share SWIFT code BNINIDJAKDS with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK NEGARA INDONESIA - PT (PERSERO), KUDUS must provide SWIFT code BNINIDJAKDS. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK NEGARA INDONESIA - PT (PERSERO) in KUDUS rely on SWIFT code BNINIDJAKDS for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK NEGARA INDONESIA - PT (PERSERO) →

For cheque clearing or NACH mandates, use the MICR code for BANK NEGARA INDONESIA - PT (PERSERO) →

For TDS challan deposits, find the BSR code for BANK NEGARA INDONESIA - PT (PERSERO) →

How SWIFT Code BNINIDJAKDS Routes an International Transfer

1. Initiation: The sender provides SWIFT code BNINIDJAKDS and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK NEGARA INDONESIA - PT (PERSERO).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK NEGARA INDONESIA - PT (PERSERO) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BNINIDJAKDS

• Spaces or lowercase letters — Always enter BNINIDJAKDS uppercase with no spaces.
• Using the wrong city — This code is for KUDUS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Indonesia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BNINIDJAKDS directly with BANK NEGARA INDONESIA - PT (PERSERO)'s KUDUS branch or via the SWIFT BIC Directory.