SWIFT Code BMDMIDJA — BANK MESTIKA DHARMA, MEDAN

About SWIFT Code BMDMIDJA — BANK MESTIKA DHARMA, MEDAN

SWIFT code BMDMIDJA is the official 8-character head-office BIC (Bank Identifier Code) for BANK MESTIKA DHARMA in MEDAN, Indonesia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK MESTIKA DHARMA for all outward international remittances from MEDAN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BMDMIDJA

The code BMDMIDJA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BMDMIDJA

Receiving International Wire Transfers

To receive money from abroad at your BANK MESTIKA DHARMA account in MEDAN, share SWIFT code BMDMIDJA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK MESTIKA DHARMA, MEDAN must provide SWIFT code BMDMIDJA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK MESTIKA DHARMA in MEDAN rely on SWIFT code BMDMIDJA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK MESTIKA DHARMA →

For cheque clearing or NACH mandates, use the MICR code for BANK MESTIKA DHARMA →

For TDS challan deposits, find the BSR code for BANK MESTIKA DHARMA →

How SWIFT Code BMDMIDJA Routes an International Transfer

1. Initiation: The sender provides SWIFT code BMDMIDJA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK MESTIKA DHARMA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK MESTIKA DHARMA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BMDMIDJA

• Spaces or lowercase letters — Always enter BMDMIDJA uppercase with no spaces.
• Using the wrong city — This code is for MEDAN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Indonesia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BMDMIDJA directly with BANK MESTIKA DHARMA's MEDAN branch or via the SWIFT BIC Directory.