SWIFT Code BMRIIDJA854 — BANK MANDIRI (PERSERO), PT, SEMARANG

About SWIFT Code BMRIIDJA854 — BANK MANDIRI (PERSERO), PT, SEMARANG

SWIFT code BMRIIDJA854 is the official 11-character branch-specific BIC (Bank Identifier Code) for BANK MANDIRI (PERSERO), PT in SEMARANG, Indonesia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK MANDIRI (PERSERO), PT for all outward international remittances from SEMARANG. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BMRIIDJA854

The code BMRIIDJA854 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BMRIIDJA854

Receiving International Wire Transfers

To receive money from abroad at your BANK MANDIRI (PERSERO), PT account in SEMARANG, share SWIFT code BMRIIDJA854 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK MANDIRI (PERSERO), PT, SEMARANG must provide SWIFT code BMRIIDJA854. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK MANDIRI (PERSERO), PT in SEMARANG rely on SWIFT code BMRIIDJA854 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK MANDIRI (PERSERO), PT →

For cheque clearing or NACH mandates, use the MICR code for BANK MANDIRI (PERSERO), PT →

For TDS challan deposits, find the BSR code for BANK MANDIRI (PERSERO), PT →

How SWIFT Code BMRIIDJA854 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BMRIIDJA854 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK MANDIRI (PERSERO), PT.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK MANDIRI (PERSERO), PT receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BMRIIDJA854

• Spaces or lowercase letters — Always enter BMRIIDJA854 uppercase with no spaces.
• Using the wrong city — This code is for SEMARANG only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Indonesia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BMRIIDJA854 directly with BANK MANDIRI (PERSERO), PT's SEMARANG branch or via the SWIFT BIC Directory.