SWIFT Code ARNKIDJ1 — BANK ARTA NIAGA KENCANA, SURABAYA

About SWIFT Code ARNKIDJ1 — BANK ARTA NIAGA KENCANA, SURABAYA

SWIFT code ARNKIDJ1 is the official 8-character head-office BIC (Bank Identifier Code) for BANK ARTA NIAGA KENCANA in SURABAYA, Indonesia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK ARTA NIAGA KENCANA for all outward international remittances from SURABAYA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ARNKIDJ1

The code ARNKIDJ1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ARNKIDJ1

Receiving International Wire Transfers

To receive money from abroad at your BANK ARTA NIAGA KENCANA account in SURABAYA, share SWIFT code ARNKIDJ1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK ARTA NIAGA KENCANA, SURABAYA must provide SWIFT code ARNKIDJ1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK ARTA NIAGA KENCANA in SURABAYA rely on SWIFT code ARNKIDJ1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK ARTA NIAGA KENCANA →

For cheque clearing or NACH mandates, use the MICR code for BANK ARTA NIAGA KENCANA →

For TDS challan deposits, find the BSR code for BANK ARTA NIAGA KENCANA →

How SWIFT Code ARNKIDJ1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code ARNKIDJ1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK ARTA NIAGA KENCANA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK ARTA NIAGA KENCANA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ARNKIDJ1

• Spaces or lowercase letters — Always enter ARNKIDJ1 uppercase with no spaces.
• Using the wrong city — This code is for SURABAYA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Indonesia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ARNKIDJ1 directly with BANK ARTA NIAGA KENCANA's SURABAYA branch or via the SWIFT BIC Directory.