SWIFT Code VIJBINBBPNJ — VIJAYA BANK, PANAJI

About SWIFT Code VIJBINBBPNJ — VIJAYA BANK, PANAJI

SWIFT code VIJBINBBPNJ is the official 11-character branch-specific BIC (Bank Identifier Code) for VIJAYA BANK in PANAJI, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VIJAYA BANK for all outward international remittances from PANAJI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VIJBINBBPNJ

The code VIJBINBBPNJ follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VIJBINBBPNJ

Receiving International Wire Transfers

To receive money from abroad at your VIJAYA BANK account in PANAJI, share SWIFT code VIJBINBBPNJ with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VIJAYA BANK, PANAJI must provide SWIFT code VIJBINBBPNJ. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VIJAYA BANK in PANAJI rely on SWIFT code VIJBINBBPNJ for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VIJAYA BANK →

For cheque clearing or NACH mandates, use the MICR code for VIJAYA BANK →

For TDS challan deposits, find the BSR code for VIJAYA BANK →

How SWIFT Code VIJBINBBPNJ Routes an International Transfer

1. Initiation: The sender provides SWIFT code VIJBINBBPNJ and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VIJAYA BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VIJAYA BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VIJBINBBPNJ

• Spaces or lowercase letters — Always enter VIJBINBBPNJ uppercase with no spaces.
• Using the wrong city — This code is for PANAJI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VIJBINBBPNJ directly with VIJAYA BANK's PANAJI branch or via the SWIFT BIC Directory.