SWIFT Code UWBAINB1SUR — UNITED WESTERN BANK LTD., SURAT

About SWIFT Code UWBAINB1SUR — UNITED WESTERN BANK LTD., SURAT

SWIFT code UWBAINB1SUR is the official 11-character branch-specific BIC (Bank Identifier Code) for UNITED WESTERN BANK LTD. in SURAT, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UNITED WESTERN BANK LTD. for all outward international remittances from SURAT. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UWBAINB1SUR

The code UWBAINB1SUR follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UWBAINB1SUR

Receiving International Wire Transfers

To receive money from abroad at your UNITED WESTERN BANK LTD. account in SURAT, share SWIFT code UWBAINB1SUR with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UNITED WESTERN BANK LTD., SURAT must provide SWIFT code UWBAINB1SUR. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UNITED WESTERN BANK LTD. in SURAT rely on SWIFT code UWBAINB1SUR for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNITED WESTERN BANK LTD. →

For cheque clearing or NACH mandates, use the MICR code for UNITED WESTERN BANK LTD. →

For TDS challan deposits, find the BSR code for UNITED WESTERN BANK LTD. →

How SWIFT Code UWBAINB1SUR Routes an International Transfer

1. Initiation: The sender provides SWIFT code UWBAINB1SUR and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UNITED WESTERN BANK LTD..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UNITED WESTERN BANK LTD. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UWBAINB1SUR

• Spaces or lowercase letters — Always enter UWBAINB1SUR uppercase with no spaces.
• Using the wrong city — This code is for SURAT only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UWBAINB1SUR directly with UNITED WESTERN BANK LTD.'s SURAT branch or via the SWIFT BIC Directory.