SWIFT Code UCBAINBB218 — UCO BANK, MORADABAD

About SWIFT Code UCBAINBB218 — UCO BANK, MORADABAD

SWIFT code UCBAINBB218 is the official 11-character branch-specific BIC (Bank Identifier Code) for UCO BANK in MORADABAD, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UCO BANK for all outward international remittances from MORADABAD. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UCBAINBB218

The code UCBAINBB218 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UCBAINBB218

Receiving International Wire Transfers

To receive money from abroad at your UCO BANK account in MORADABAD, share SWIFT code UCBAINBB218 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UCO BANK, MORADABAD must provide SWIFT code UCBAINBB218. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UCO BANK in MORADABAD rely on SWIFT code UCBAINBB218 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UCO BANK →

For cheque clearing or NACH mandates, use the MICR code for UCO BANK →

For TDS challan deposits, find the BSR code for UCO BANK →

How SWIFT Code UCBAINBB218 Routes an International Transfer

1. Initiation: The sender provides SWIFT code UCBAINBB218 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UCO BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UCO BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UCBAINBB218

• Spaces or lowercase letters — Always enter UCBAINBB218 uppercase with no spaces.
• Using the wrong city — This code is for MORADABAD only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UCBAINBB218 directly with UCO BANK's MORADABAD branch or via the SWIFT BIC Directory.