SWIFT Code UCBAINBB246 — UCO BANK, KANPUR

About SWIFT Code UCBAINBB246 — UCO BANK, KANPUR

SWIFT code UCBAINBB246 is the official 11-character branch-specific BIC (Bank Identifier Code) for UCO BANK in KANPUR, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UCO BANK for all outward international remittances from KANPUR. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UCBAINBB246

The code UCBAINBB246 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UCBAINBB246

Receiving International Wire Transfers

To receive money from abroad at your UCO BANK account in KANPUR, share SWIFT code UCBAINBB246 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UCO BANK, KANPUR must provide SWIFT code UCBAINBB246. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UCO BANK in KANPUR rely on SWIFT code UCBAINBB246 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UCO BANK →

For cheque clearing or NACH mandates, use the MICR code for UCO BANK →

For TDS challan deposits, find the BSR code for UCO BANK →

How SWIFT Code UCBAINBB246 Routes an International Transfer

1. Initiation: The sender provides SWIFT code UCBAINBB246 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UCO BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UCO BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UCBAINBB246

• Spaces or lowercase letters — Always enter UCBAINBB246 uppercase with no spaces.
• Using the wrong city — This code is for KANPUR only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UCBAINBB246 directly with UCO BANK's KANPUR branch or via the SWIFT BIC Directory.