SWIFT Code UCBAINBB104 — UCO BANK, BHUBANESHWAR

About SWIFT Code UCBAINBB104 — UCO BANK, BHUBANESHWAR

SWIFT code UCBAINBB104 is the official 11-character branch-specific BIC (Bank Identifier Code) for UCO BANK in BHUBANESHWAR, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UCO BANK for all outward international remittances from BHUBANESHWAR. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UCBAINBB104

The code UCBAINBB104 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UCBAINBB104

Receiving International Wire Transfers

To receive money from abroad at your UCO BANK account in BHUBANESHWAR, share SWIFT code UCBAINBB104 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UCO BANK, BHUBANESHWAR must provide SWIFT code UCBAINBB104. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UCO BANK in BHUBANESHWAR rely on SWIFT code UCBAINBB104 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UCO BANK →

For cheque clearing or NACH mandates, use the MICR code for UCO BANK →

For TDS challan deposits, find the BSR code for UCO BANK →

How SWIFT Code UCBAINBB104 Routes an International Transfer

1. Initiation: The sender provides SWIFT code UCBAINBB104 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UCO BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UCO BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UCBAINBB104

• Spaces or lowercase letters — Always enter UCBAINBB104 uppercase with no spaces.
• Using the wrong city — This code is for BHUBANESHWAR only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UCBAINBB104 directly with UCO BANK's BHUBANESHWAR branch or via the SWIFT BIC Directory.