SWIFT Code SBTRINBB102 — STATE BANK OF TRAVANCORE, KOTTAYAM

About SWIFT Code SBTRINBB102 — STATE BANK OF TRAVANCORE, KOTTAYAM

SWIFT code SBTRINBB102 is the official 11-character branch-specific BIC (Bank Identifier Code) for STATE BANK OF TRAVANCORE in KOTTAYAM, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by STATE BANK OF TRAVANCORE for all outward international remittances from KOTTAYAM. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SBTRINBB102

The code SBTRINBB102 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SBTRINBB102

Receiving International Wire Transfers

To receive money from abroad at your STATE BANK OF TRAVANCORE account in KOTTAYAM, share SWIFT code SBTRINBB102 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at STATE BANK OF TRAVANCORE, KOTTAYAM must provide SWIFT code SBTRINBB102. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using STATE BANK OF TRAVANCORE in KOTTAYAM rely on SWIFT code SBTRINBB102 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for STATE BANK OF TRAVANCORE →

For cheque clearing or NACH mandates, use the MICR code for STATE BANK OF TRAVANCORE →

For TDS challan deposits, find the BSR code for STATE BANK OF TRAVANCORE →

How SWIFT Code SBTRINBB102 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SBTRINBB102 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to STATE BANK OF TRAVANCORE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: STATE BANK OF TRAVANCORE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SBTRINBB102

• Spaces or lowercase letters — Always enter SBTRINBB102 uppercase with no spaces.
• Using the wrong city — This code is for KOTTAYAM only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SBTRINBB102 directly with STATE BANK OF TRAVANCORE's KOTTAYAM branch or via the SWIFT BIC Directory.