SWIFT Code STBPINBB012 — STATE BANK OF PATIALA, KARNAL

About SWIFT Code STBPINBB012 — STATE BANK OF PATIALA, KARNAL

SWIFT code STBPINBB012 is the official 11-character branch-specific BIC (Bank Identifier Code) for STATE BANK OF PATIALA in KARNAL, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by STATE BANK OF PATIALA for all outward international remittances from KARNAL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code STBPINBB012

The code STBPINBB012 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code STBPINBB012

Receiving International Wire Transfers

To receive money from abroad at your STATE BANK OF PATIALA account in KARNAL, share SWIFT code STBPINBB012 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at STATE BANK OF PATIALA, KARNAL must provide SWIFT code STBPINBB012. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using STATE BANK OF PATIALA in KARNAL rely on SWIFT code STBPINBB012 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for STATE BANK OF PATIALA →

For cheque clearing or NACH mandates, use the MICR code for STATE BANK OF PATIALA →

For TDS challan deposits, find the BSR code for STATE BANK OF PATIALA →

How SWIFT Code STBPINBB012 Routes an International Transfer

1. Initiation: The sender provides SWIFT code STBPINBB012 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to STATE BANK OF PATIALA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: STATE BANK OF PATIALA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code STBPINBB012

• Spaces or lowercase letters — Always enter STBPINBB012 uppercase with no spaces.
• Using the wrong city — This code is for KARNAL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm STBPINBB012 directly with STATE BANK OF PATIALA's KARNAL branch or via the SWIFT BIC Directory.