SWIFT Code SBININBB105 — STATE BANK OF INDIA, CHENNAI (MADRAS)

About SWIFT Code SBININBB105 — STATE BANK OF INDIA, CHENNAI (MADRAS)

SWIFT code SBININBB105 is the official 11-character branch-specific BIC (Bank Identifier Code) for STATE BANK OF INDIA in CHENNAI (MADRAS), India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by STATE BANK OF INDIA for all outward international remittances from CHENNAI (MADRAS). Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SBININBB105

The code SBININBB105 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SBININBB105

Receiving International Wire Transfers

To receive money from abroad at your STATE BANK OF INDIA account in CHENNAI (MADRAS), share SWIFT code SBININBB105 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at STATE BANK OF INDIA, CHENNAI (MADRAS) must provide SWIFT code SBININBB105. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using STATE BANK OF INDIA in CHENNAI (MADRAS) rely on SWIFT code SBININBB105 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for STATE BANK OF INDIA →

For cheque clearing or NACH mandates, use the MICR code for STATE BANK OF INDIA →

For TDS challan deposits, find the BSR code for STATE BANK OF INDIA →

How SWIFT Code SBININBB105 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SBININBB105 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to STATE BANK OF INDIA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: STATE BANK OF INDIA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SBININBB105

• Spaces or lowercase letters — Always enter SBININBB105 uppercase with no spaces.
• Using the wrong city — This code is for CHENNAI (MADRAS) only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SBININBB105 directly with STATE BANK OF INDIA's CHENNAI (MADRAS) branch or via the SWIFT BIC Directory.