SWIFT Code SBBJINBB034 — STATE BANK OF BIKANER AND JAIPUR, LUDHIANA

About SWIFT Code SBBJINBB034 — STATE BANK OF BIKANER AND JAIPUR, LUDHIANA

SWIFT code SBBJINBB034 is the official 11-character branch-specific BIC (Bank Identifier Code) for STATE BANK OF BIKANER AND JAIPUR in LUDHIANA, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by STATE BANK OF BIKANER AND JAIPUR for all outward international remittances from LUDHIANA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SBBJINBB034

The code SBBJINBB034 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SBBJINBB034

Receiving International Wire Transfers

To receive money from abroad at your STATE BANK OF BIKANER AND JAIPUR account in LUDHIANA, share SWIFT code SBBJINBB034 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at STATE BANK OF BIKANER AND JAIPUR, LUDHIANA must provide SWIFT code SBBJINBB034. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using STATE BANK OF BIKANER AND JAIPUR in LUDHIANA rely on SWIFT code SBBJINBB034 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for STATE BANK OF BIKANER AND JAIPUR →

For cheque clearing or NACH mandates, use the MICR code for STATE BANK OF BIKANER AND JAIPUR →

For TDS challan deposits, find the BSR code for STATE BANK OF BIKANER AND JAIPUR →

How SWIFT Code SBBJINBB034 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SBBJINBB034 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to STATE BANK OF BIKANER AND JAIPUR.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: STATE BANK OF BIKANER AND JAIPUR receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SBBJINBB034

• Spaces or lowercase letters — Always enter SBBJINBB034 uppercase with no spaces.
• Using the wrong city — This code is for LUDHIANA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SBBJINBB034 directly with STATE BANK OF BIKANER AND JAIPUR's LUDHIANA branch or via the SWIFT BIC Directory.