SWIFT Code SOININ55 — SOUTH INDIAN BANK LTD., THE, KOCHI

About SWIFT Code SOININ55 — SOUTH INDIAN BANK LTD., THE, KOCHI

SWIFT code SOININ55 is the official 8-character head-office BIC (Bank Identifier Code) for SOUTH INDIAN BANK LTD., THE in KOCHI, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SOUTH INDIAN BANK LTD., THE for all outward international remittances from KOCHI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SOININ55

The code SOININ55 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SOININ55

Receiving International Wire Transfers

To receive money from abroad at your SOUTH INDIAN BANK LTD., THE account in KOCHI, share SWIFT code SOININ55 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SOUTH INDIAN BANK LTD., THE, KOCHI must provide SWIFT code SOININ55. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SOUTH INDIAN BANK LTD., THE in KOCHI rely on SWIFT code SOININ55 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SOUTH INDIAN BANK LTD., THE →

For cheque clearing or NACH mandates, use the MICR code for SOUTH INDIAN BANK LTD., THE →

For TDS challan deposits, find the BSR code for SOUTH INDIAN BANK LTD., THE →

How SWIFT Code SOININ55 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SOININ55 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SOUTH INDIAN BANK LTD., THE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SOUTH INDIAN BANK LTD., THE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SOININ55

• Spaces or lowercase letters — Always enter SOININ55 uppercase with no spaces.
• Using the wrong city — This code is for KOCHI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SOININ55 directly with SOUTH INDIAN BANK LTD., THE's KOCHI branch or via the SWIFT BIC Directory.