SWIFT Code ORBCINBBPGA — ORIENTAL BANK OF COMMERCE, PHAGWARA

About SWIFT Code ORBCINBBPGA — ORIENTAL BANK OF COMMERCE, PHAGWARA

SWIFT code ORBCINBBPGA is the official 11-character branch-specific BIC (Bank Identifier Code) for ORIENTAL BANK OF COMMERCE in PHAGWARA, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ORIENTAL BANK OF COMMERCE for all outward international remittances from PHAGWARA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ORBCINBBPGA

The code ORBCINBBPGA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ORBCINBBPGA

Receiving International Wire Transfers

To receive money from abroad at your ORIENTAL BANK OF COMMERCE account in PHAGWARA, share SWIFT code ORBCINBBPGA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ORIENTAL BANK OF COMMERCE, PHAGWARA must provide SWIFT code ORBCINBBPGA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ORIENTAL BANK OF COMMERCE in PHAGWARA rely on SWIFT code ORBCINBBPGA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ORIENTAL BANK OF COMMERCE →

For cheque clearing or NACH mandates, use the MICR code for ORIENTAL BANK OF COMMERCE →

For TDS challan deposits, find the BSR code for ORIENTAL BANK OF COMMERCE →

How SWIFT Code ORBCINBBPGA Routes an International Transfer

1. Initiation: The sender provides SWIFT code ORBCINBBPGA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ORIENTAL BANK OF COMMERCE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ORIENTAL BANK OF COMMERCE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ORBCINBBPGA

• Spaces or lowercase letters — Always enter ORBCINBBPGA uppercase with no spaces.
• Using the wrong city — This code is for PHAGWARA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ORBCINBBPGA directly with ORIENTAL BANK OF COMMERCE's PHAGWARA branch or via the SWIFT BIC Directory.