SWIFT Code MHCBINBB — MIZUHO BANK, LTD., MUMBAI

About SWIFT Code MHCBINBB — MIZUHO BANK, LTD., MUMBAI

SWIFT code MHCBINBB is the official 8-character head-office BIC (Bank Identifier Code) for MIZUHO BANK, LTD. in MUMBAI, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MIZUHO BANK, LTD. for all outward international remittances from MUMBAI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MHCBINBB

The code MHCBINBB follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MHCBINBB

Receiving International Wire Transfers

To receive money from abroad at your MIZUHO BANK, LTD. account in MUMBAI, share SWIFT code MHCBINBB with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MIZUHO BANK, LTD., MUMBAI must provide SWIFT code MHCBINBB. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MIZUHO BANK, LTD. in MUMBAI rely on SWIFT code MHCBINBB for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MIZUHO BANK, LTD. →

For cheque clearing or NACH mandates, use the MICR code for MIZUHO BANK, LTD. →

For TDS challan deposits, find the BSR code for MIZUHO BANK, LTD. →

How SWIFT Code MHCBINBB Routes an International Transfer

1. Initiation: The sender provides SWIFT code MHCBINBB and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MIZUHO BANK, LTD..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MIZUHO BANK, LTD. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MHCBINBB

• Spaces or lowercase letters — Always enter MHCBINBB uppercase with no spaces.
• Using the wrong city — This code is for MUMBAI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MHCBINBB directly with MIZUHO BANK, LTD.'s MUMBAI branch or via the SWIFT BIC Directory.