SWIFT Code KKBKINBBGFT — KOTAK MAHINDRA BANK LIMITED, GANDHINAGAR

About SWIFT Code KKBKINBBGFT — KOTAK MAHINDRA BANK LIMITED, GANDHINAGAR

SWIFT code KKBKINBBGFT is the official 11-character branch-specific BIC (Bank Identifier Code) for KOTAK MAHINDRA BANK LIMITED in GANDHINAGAR, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KOTAK MAHINDRA BANK LIMITED for all outward international remittances from GANDHINAGAR. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KKBKINBBGFT

The code KKBKINBBGFT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KKBKINBBGFT

Receiving International Wire Transfers

To receive money from abroad at your KOTAK MAHINDRA BANK LIMITED account in GANDHINAGAR, share SWIFT code KKBKINBBGFT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KOTAK MAHINDRA BANK LIMITED, GANDHINAGAR must provide SWIFT code KKBKINBBGFT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KOTAK MAHINDRA BANK LIMITED in GANDHINAGAR rely on SWIFT code KKBKINBBGFT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KOTAK MAHINDRA BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for KOTAK MAHINDRA BANK LIMITED →

For TDS challan deposits, find the BSR code for KOTAK MAHINDRA BANK LIMITED →

How SWIFT Code KKBKINBBGFT Routes an International Transfer

1. Initiation: The sender provides SWIFT code KKBKINBBGFT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KOTAK MAHINDRA BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KOTAK MAHINDRA BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KKBKINBBGFT

• Spaces or lowercase letters — Always enter KKBKINBBGFT uppercase with no spaces.
• Using the wrong city — This code is for GANDHINAGAR only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KKBKINBBGFT directly with KOTAK MAHINDRA BANK LIMITED's GANDHINAGAR branch or via the SWIFT BIC Directory.