SWIFT Code VYSAINBB — KOTAK MAHINDRA BANK LIMITED (ERSTWHILE ING VYSYA BANK LTD), MUMBAI

About SWIFT Code VYSAINBB — KOTAK MAHINDRA BANK LIMITED (ERSTWHILE ING VYSYA BANK LTD), MUMBAI

SWIFT code VYSAINBB is the official 8-character head-office BIC (Bank Identifier Code) for KOTAK MAHINDRA BANK LIMITED (ERSTWHILE ING VYSYA BANK LTD) in MUMBAI, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KOTAK MAHINDRA BANK LIMITED (ERSTWHILE ING VYSYA BANK LTD) for all outward international remittances from MUMBAI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VYSAINBB

The code VYSAINBB follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VYSAINBB

Receiving International Wire Transfers

To receive money from abroad at your KOTAK MAHINDRA BANK LIMITED (ERSTWHILE ING VYSYA BANK LTD) account in MUMBAI, share SWIFT code VYSAINBB with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KOTAK MAHINDRA BANK LIMITED (ERSTWHILE ING VYSYA BANK LTD), MUMBAI must provide SWIFT code VYSAINBB. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KOTAK MAHINDRA BANK LIMITED (ERSTWHILE ING VYSYA BANK LTD) in MUMBAI rely on SWIFT code VYSAINBB for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KOTAK MAHINDRA BANK LIMITED (ERSTWHILE ING VYSYA BANK LTD) →

For cheque clearing or NACH mandates, use the MICR code for KOTAK MAHINDRA BANK LIMITED (ERSTWHILE ING VYSYA BANK LTD) →

For TDS challan deposits, find the BSR code for KOTAK MAHINDRA BANK LIMITED (ERSTWHILE ING VYSYA BANK LTD) →

How SWIFT Code VYSAINBB Routes an International Transfer

1. Initiation: The sender provides SWIFT code VYSAINBB and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KOTAK MAHINDRA BANK LIMITED (ERSTWHILE ING VYSYA BANK LTD).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KOTAK MAHINDRA BANK LIMITED (ERSTWHILE ING VYSYA BANK LTD) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VYSAINBB

• Spaces or lowercase letters — Always enter VYSAINBB uppercase with no spaces.
• Using the wrong city — This code is for MUMBAI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VYSAINBB directly with KOTAK MAHINDRA BANK LIMITED (ERSTWHILE ING VYSYA BANK LTD)'s MUMBAI branch or via the SWIFT BIC Directory.