SWIFT Code KVBLINBBLUD — KARUR VYSYA BANK LTD., THE, LUDHIANA

About SWIFT Code KVBLINBBLUD — KARUR VYSYA BANK LTD., THE, LUDHIANA

SWIFT code KVBLINBBLUD is the official 11-character branch-specific BIC (Bank Identifier Code) for KARUR VYSYA BANK LTD., THE in LUDHIANA, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KARUR VYSYA BANK LTD., THE for all outward international remittances from LUDHIANA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KVBLINBBLUD

The code KVBLINBBLUD follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KVBLINBBLUD

Receiving International Wire Transfers

To receive money from abroad at your KARUR VYSYA BANK LTD., THE account in LUDHIANA, share SWIFT code KVBLINBBLUD with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KARUR VYSYA BANK LTD., THE, LUDHIANA must provide SWIFT code KVBLINBBLUD. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KARUR VYSYA BANK LTD., THE in LUDHIANA rely on SWIFT code KVBLINBBLUD for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KARUR VYSYA BANK LTD., THE →

For cheque clearing or NACH mandates, use the MICR code for KARUR VYSYA BANK LTD., THE →

For TDS challan deposits, find the BSR code for KARUR VYSYA BANK LTD., THE →

How SWIFT Code KVBLINBBLUD Routes an International Transfer

1. Initiation: The sender provides SWIFT code KVBLINBBLUD and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KARUR VYSYA BANK LTD., THE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KARUR VYSYA BANK LTD., THE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KVBLINBBLUD

• Spaces or lowercase letters — Always enter KVBLINBBLUD uppercase with no spaces.
• Using the wrong city — This code is for LUDHIANA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KVBLINBBLUD directly with KARUR VYSYA BANK LTD., THE's LUDHIANA branch or via the SWIFT BIC Directory.