SWIFT Code JAKAINBBSNP — JAMMU AND KASHMIR BANK LTD, SAHARANPUR

About SWIFT Code JAKAINBBSNP — JAMMU AND KASHMIR BANK LTD, SAHARANPUR

SWIFT code JAKAINBBSNP is the official 11-character branch-specific BIC (Bank Identifier Code) for JAMMU AND KASHMIR BANK LTD in SAHARANPUR, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by JAMMU AND KASHMIR BANK LTD for all outward international remittances from SAHARANPUR. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code JAKAINBBSNP

The code JAKAINBBSNP follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code JAKAINBBSNP

Receiving International Wire Transfers

To receive money from abroad at your JAMMU AND KASHMIR BANK LTD account in SAHARANPUR, share SWIFT code JAKAINBBSNP with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at JAMMU AND KASHMIR BANK LTD, SAHARANPUR must provide SWIFT code JAKAINBBSNP. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using JAMMU AND KASHMIR BANK LTD in SAHARANPUR rely on SWIFT code JAKAINBBSNP for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for JAMMU AND KASHMIR BANK LTD →

For cheque clearing or NACH mandates, use the MICR code for JAMMU AND KASHMIR BANK LTD →

For TDS challan deposits, find the BSR code for JAMMU AND KASHMIR BANK LTD →

How SWIFT Code JAKAINBBSNP Routes an International Transfer

1. Initiation: The sender provides SWIFT code JAKAINBBSNP and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to JAMMU AND KASHMIR BANK LTD.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: JAMMU AND KASHMIR BANK LTD receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code JAKAINBBSNP

• Spaces or lowercase letters — Always enter JAKAINBBSNP uppercase with no spaces.
• Using the wrong city — This code is for SAHARANPUR only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm JAKAINBBSNP directly with JAMMU AND KASHMIR BANK LTD's SAHARANPUR branch or via the SWIFT BIC Directory.