SWIFT Code IDIBINBBCAL — INDIAN BANK, KOLKATA (CALCUTTA)

About SWIFT Code IDIBINBBCAL — INDIAN BANK, KOLKATA (CALCUTTA)

SWIFT code IDIBINBBCAL is the official 11-character branch-specific BIC (Bank Identifier Code) for INDIAN BANK in KOLKATA (CALCUTTA), India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by INDIAN BANK for all outward international remittances from KOLKATA (CALCUTTA). Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code IDIBINBBCAL

The code IDIBINBBCAL follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code IDIBINBBCAL

Receiving International Wire Transfers

To receive money from abroad at your INDIAN BANK account in KOLKATA (CALCUTTA), share SWIFT code IDIBINBBCAL with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at INDIAN BANK, KOLKATA (CALCUTTA) must provide SWIFT code IDIBINBBCAL. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using INDIAN BANK in KOLKATA (CALCUTTA) rely on SWIFT code IDIBINBBCAL for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for INDIAN BANK →

For cheque clearing or NACH mandates, use the MICR code for INDIAN BANK →

For TDS challan deposits, find the BSR code for INDIAN BANK →

How SWIFT Code IDIBINBBCAL Routes an International Transfer

1. Initiation: The sender provides SWIFT code IDIBINBBCAL and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to INDIAN BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: INDIAN BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code IDIBINBBCAL

• Spaces or lowercase letters — Always enter IDIBINBBCAL uppercase with no spaces.
• Using the wrong city — This code is for KOLKATA (CALCUTTA) only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm IDIBINBBCAL directly with INDIAN BANK's KOLKATA (CALCUTTA) branch or via the SWIFT BIC Directory.