SWIFT Code IDIBINBBCTY — INDIAN BANK, BANGALORE

About SWIFT Code IDIBINBBCTY — INDIAN BANK, BANGALORE

SWIFT code IDIBINBBCTY is the official 11-character branch-specific BIC (Bank Identifier Code) for INDIAN BANK in BANGALORE, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by INDIAN BANK for all outward international remittances from BANGALORE. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code IDIBINBBCTY

The code IDIBINBBCTY follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code IDIBINBBCTY

Receiving International Wire Transfers

To receive money from abroad at your INDIAN BANK account in BANGALORE, share SWIFT code IDIBINBBCTY with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at INDIAN BANK, BANGALORE must provide SWIFT code IDIBINBBCTY. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using INDIAN BANK in BANGALORE rely on SWIFT code IDIBINBBCTY for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for INDIAN BANK →

For cheque clearing or NACH mandates, use the MICR code for INDIAN BANK →

For TDS challan deposits, find the BSR code for INDIAN BANK →

How SWIFT Code IDIBINBBCTY Routes an International Transfer

1. Initiation: The sender provides SWIFT code IDIBINBBCTY and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to INDIAN BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: INDIAN BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code IDIBINBBCTY

• Spaces or lowercase letters — Always enter IDIBINBBCTY uppercase with no spaces.
• Using the wrong city — This code is for BANGALORE only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm IDIBINBBCTY directly with INDIAN BANK's BANGALORE branch or via the SWIFT BIC Directory.