SWIFT Code IDFBINBBTRY — IDFC BANK LIMITED, MUMBAI

About SWIFT Code IDFBINBBTRY — IDFC BANK LIMITED, MUMBAI

SWIFT code IDFBINBBTRY is the official 11-character branch-specific BIC (Bank Identifier Code) for IDFC BANK LIMITED in MUMBAI, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by IDFC BANK LIMITED for all outward international remittances from MUMBAI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code IDFBINBBTRY

The code IDFBINBBTRY follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code IDFBINBBTRY

Receiving International Wire Transfers

To receive money from abroad at your IDFC BANK LIMITED account in MUMBAI, share SWIFT code IDFBINBBTRY with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at IDFC BANK LIMITED, MUMBAI must provide SWIFT code IDFBINBBTRY. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using IDFC BANK LIMITED in MUMBAI rely on SWIFT code IDFBINBBTRY for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for IDFC BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for IDFC BANK LIMITED →

For TDS challan deposits, find the BSR code for IDFC BANK LIMITED →

How SWIFT Code IDFBINBBTRY Routes an International Transfer

1. Initiation: The sender provides SWIFT code IDFBINBBTRY and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to IDFC BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: IDFC BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code IDFBINBBTRY

• Spaces or lowercase letters — Always enter IDFBINBBTRY uppercase with no spaces.
• Using the wrong city — This code is for MUMBAI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm IDFBINBBTRY directly with IDFC BANK LIMITED's MUMBAI branch or via the SWIFT BIC Directory.