SWIFT Code DLXBINBBIFB — DHANLAXMI BANK LIMITED, KOCHI

About SWIFT Code DLXBINBBIFB — DHANLAXMI BANK LIMITED, KOCHI

SWIFT code DLXBINBBIFB is the official 11-character branch-specific BIC (Bank Identifier Code) for DHANLAXMI BANK LIMITED in KOCHI, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by DHANLAXMI BANK LIMITED for all outward international remittances from KOCHI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code DLXBINBBIFB

The code DLXBINBBIFB follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code DLXBINBBIFB

Receiving International Wire Transfers

To receive money from abroad at your DHANLAXMI BANK LIMITED account in KOCHI, share SWIFT code DLXBINBBIFB with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at DHANLAXMI BANK LIMITED, KOCHI must provide SWIFT code DLXBINBBIFB. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using DHANLAXMI BANK LIMITED in KOCHI rely on SWIFT code DLXBINBBIFB for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for DHANLAXMI BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for DHANLAXMI BANK LIMITED →

For TDS challan deposits, find the BSR code for DHANLAXMI BANK LIMITED →

How SWIFT Code DLXBINBBIFB Routes an International Transfer

1. Initiation: The sender provides SWIFT code DLXBINBBIFB and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to DHANLAXMI BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: DHANLAXMI BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code DLXBINBBIFB

• Spaces or lowercase letters — Always enter DLXBINBBIFB uppercase with no spaces.
• Using the wrong city — This code is for KOCHI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm DLXBINBBIFB directly with DHANLAXMI BANK LIMITED's KOCHI branch or via the SWIFT BIC Directory.