SWIFT Code CIUBIN5M — CITY UNION BANK LIMITED, CHENNAI (MADRAS)

About SWIFT Code CIUBIN5M — CITY UNION BANK LIMITED, CHENNAI (MADRAS)

SWIFT code CIUBIN5M is the official 8-character head-office BIC (Bank Identifier Code) for CITY UNION BANK LIMITED in CHENNAI (MADRAS), India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CITY UNION BANK LIMITED for all outward international remittances from CHENNAI (MADRAS). Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CIUBIN5M

The code CIUBIN5M follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CIUBIN5M

Receiving International Wire Transfers

To receive money from abroad at your CITY UNION BANK LIMITED account in CHENNAI (MADRAS), share SWIFT code CIUBIN5M with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CITY UNION BANK LIMITED, CHENNAI (MADRAS) must provide SWIFT code CIUBIN5M. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CITY UNION BANK LIMITED in CHENNAI (MADRAS) rely on SWIFT code CIUBIN5M for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CITY UNION BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for CITY UNION BANK LIMITED →

For TDS challan deposits, find the BSR code for CITY UNION BANK LIMITED →

How SWIFT Code CIUBIN5M Routes an International Transfer

1. Initiation: The sender provides SWIFT code CIUBIN5M and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CITY UNION BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CITY UNION BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CIUBIN5M

• Spaces or lowercase letters — Always enter CIUBIN5M uppercase with no spaces.
• Using the wrong city — This code is for CHENNAI (MADRAS) only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CIUBIN5M directly with CITY UNION BANK LIMITED's CHENNAI (MADRAS) branch or via the SWIFT BIC Directory.