SWIFT Code BOFAIN4X — BANK OF AMERICA, N.A. MUMBAI, MUMBAI

About SWIFT Code BOFAIN4X — BANK OF AMERICA, N.A. MUMBAI, MUMBAI

SWIFT code BOFAIN4X is the official 8-character head-office BIC (Bank Identifier Code) for BANK OF AMERICA, N.A. MUMBAI in MUMBAI, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK OF AMERICA, N.A. MUMBAI for all outward international remittances from MUMBAI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BOFAIN4X

The code BOFAIN4X follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BOFAIN4X

Receiving International Wire Transfers

To receive money from abroad at your BANK OF AMERICA, N.A. MUMBAI account in MUMBAI, share SWIFT code BOFAIN4X with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK OF AMERICA, N.A. MUMBAI, MUMBAI must provide SWIFT code BOFAIN4X. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK OF AMERICA, N.A. MUMBAI in MUMBAI rely on SWIFT code BOFAIN4X for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK OF AMERICA, N.A. MUMBAI →

For cheque clearing or NACH mandates, use the MICR code for BANK OF AMERICA, N.A. MUMBAI →

For TDS challan deposits, find the BSR code for BANK OF AMERICA, N.A. MUMBAI →

How SWIFT Code BOFAIN4X Routes an International Transfer

1. Initiation: The sender provides SWIFT code BOFAIN4X and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK OF AMERICA, N.A. MUMBAI.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK OF AMERICA, N.A. MUMBAI receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BOFAIN4X

• Spaces or lowercase letters — Always enter BOFAIN4X uppercase with no spaces.
• Using the wrong city — This code is for MUMBAI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BOFAIN4X directly with BANK OF AMERICA, N.A. MUMBAI's MUMBAI branch or via the SWIFT BIC Directory.