SWIFT Code AXISINBB042 — AXIS BANK LIMITED, LUDHIANA

About SWIFT Code AXISINBB042 — AXIS BANK LIMITED, LUDHIANA

SWIFT code AXISINBB042 is the official 11-character branch-specific BIC (Bank Identifier Code) for AXIS BANK LIMITED in LUDHIANA, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by AXIS BANK LIMITED for all outward international remittances from LUDHIANA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code AXISINBB042

The code AXISINBB042 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code AXISINBB042

Receiving International Wire Transfers

To receive money from abroad at your AXIS BANK LIMITED account in LUDHIANA, share SWIFT code AXISINBB042 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at AXIS BANK LIMITED, LUDHIANA must provide SWIFT code AXISINBB042. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using AXIS BANK LIMITED in LUDHIANA rely on SWIFT code AXISINBB042 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for AXIS BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for AXIS BANK LIMITED →

For TDS challan deposits, find the BSR code for AXIS BANK LIMITED →

How SWIFT Code AXISINBB042 Routes an International Transfer

1. Initiation: The sender provides SWIFT code AXISINBB042 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to AXIS BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: AXIS BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code AXISINBB042

• Spaces or lowercase letters — Always enter AXISINBB042 uppercase with no spaces.
• Using the wrong city — This code is for LUDHIANA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm AXISINBB042 directly with AXIS BANK LIMITED's LUDHIANA branch or via the SWIFT BIC Directory.