SWIFT Code AXISINBB394 — AXIS BANK LIMITED, KARNAL
Verified SWIFT/BIC code for AXIS BANK LIMITED in KARNAL, India. Use this code for international wire transfers.
KARNAL
AXIS BANK LIMITED · India
SWIFT / BIC Code
AXISINBB394
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
(KARNAL HR)
City
Country Code
IN
Connection Status
Active
About SWIFT Code AXISINBB394 — AXIS BANK LIMITED, KARNAL
SWIFT code AXISINBB394 is the official 11-character branch-specific BIC (Bank Identifier Code) for AXIS BANK LIMITED in KARNAL, India. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by AXIS BANK LIMITED for all outward international remittances from KARNAL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code AXISINBB394
The code AXISINBB394 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | AXIS | 4 letters | Identifies AXIS BANK LIMITED as the institution |
| Country Code | IN | 2 letters | ISO 3166-1 alpha-2 code for India |
| Location Code | BB | 2 chars | City/region identifier within India |
| Branch Code | 394 | 3 chars | Identifies the specific KARNAL branch |
When to Use SWIFT Code AXISINBB394
Receiving International Wire Transfers
To receive money from abroad at your AXIS BANK LIMITED account in KARNAL, share SWIFT code AXISINBB394 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at AXIS BANK LIMITED, KARNAL must provide SWIFT code AXISINBB394. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using AXIS BANK LIMITED in KARNAL rely on SWIFT code AXISINBB394 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT AXISINBB394 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for AXIS BANK LIMITED →
For cheque clearing or NACH mandates, use the MICR code for AXIS BANK LIMITED →
For TDS challan deposits, find the BSR code for AXIS BANK LIMITED →
How SWIFT Code AXISINBB394 Routes an International Transfer
- Initiation: The sender provides SWIFT code AXISINBB394 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to AXIS BANK LIMITED.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: AXIS BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code AXISINBB394
- Spaces or lowercase letters — Always enter
AXISINBB394uppercase with no spaces. - Using the wrong city — This code is for KARNAL only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within India.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm AXISINBB394 directly with AXIS BANK LIMITED's KARNAL branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against AXIS BANK LIMITED's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
