SWIFT Code SGRAHKH1 — SILVER GRACE BANCORP LIMITED, KOWLOON

About SWIFT Code SGRAHKH1 — SILVER GRACE BANCORP LIMITED, KOWLOON

SWIFT code SGRAHKH1 is the official 8-character head-office BIC (Bank Identifier Code) for SILVER GRACE BANCORP LIMITED in KOWLOON, Hong Kong. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SILVER GRACE BANCORP LIMITED for all outward international remittances from KOWLOON. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SGRAHKH1

The code SGRAHKH1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SGRAHKH1

Receiving International Wire Transfers

To receive money from abroad at your SILVER GRACE BANCORP LIMITED account in KOWLOON, share SWIFT code SGRAHKH1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SILVER GRACE BANCORP LIMITED, KOWLOON must provide SWIFT code SGRAHKH1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SILVER GRACE BANCORP LIMITED in KOWLOON rely on SWIFT code SGRAHKH1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SILVER GRACE BANCORP LIMITED →

For cheque clearing or NACH mandates, use the MICR code for SILVER GRACE BANCORP LIMITED →

For TDS challan deposits, find the BSR code for SILVER GRACE BANCORP LIMITED →

How SWIFT Code SGRAHKH1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SGRAHKH1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SILVER GRACE BANCORP LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SILVER GRACE BANCORP LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SGRAHKH1

• Spaces or lowercase letters — Always enter SGRAHKH1 uppercase with no spaces.
• Using the wrong city — This code is for KOWLOON only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Hong Kong.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SGRAHKH1 directly with SILVER GRACE BANCORP LIMITED's KOWLOON branch or via the SWIFT BIC Directory.