SWIFT Code HWALHKH1 — HWA LAM CO, KOWLOON

About SWIFT Code HWALHKH1 — HWA LAM CO, KOWLOON

SWIFT code HWALHKH1 is the official 8-character head-office BIC (Bank Identifier Code) for HWA LAM CO in KOWLOON, Hong Kong. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by HWA LAM CO for all outward international remittances from KOWLOON. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code HWALHKH1

The code HWALHKH1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code HWALHKH1

Receiving International Wire Transfers

To receive money from abroad at your HWA LAM CO account in KOWLOON, share SWIFT code HWALHKH1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at HWA LAM CO, KOWLOON must provide SWIFT code HWALHKH1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using HWA LAM CO in KOWLOON rely on SWIFT code HWALHKH1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for HWA LAM CO →

For cheque clearing or NACH mandates, use the MICR code for HWA LAM CO →

For TDS challan deposits, find the BSR code for HWA LAM CO →

How SWIFT Code HWALHKH1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code HWALHKH1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to HWA LAM CO.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: HWA LAM CO receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code HWALHKH1

• Spaces or lowercase letters — Always enter HWALHKH1 uppercase with no spaces.
• Using the wrong city — This code is for KOWLOON only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Hong Kong.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm HWALHKH1 directly with HWA LAM CO's KOWLOON branch or via the SWIFT BIC Directory.