SWIFT Code CITIGUGX — CITIBANK N.A. GUAM, AGANA

About SWIFT Code CITIGUGX — CITIBANK N.A. GUAM, AGANA

SWIFT code CITIGUGX is the official 8-character head-office BIC (Bank Identifier Code) for CITIBANK N.A. GUAM in AGANA, Guam. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CITIBANK N.A. GUAM for all outward international remittances from AGANA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CITIGUGX

The code CITIGUGX follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CITIGUGX

Receiving International Wire Transfers

To receive money from abroad at your CITIBANK N.A. GUAM account in AGANA, share SWIFT code CITIGUGX with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CITIBANK N.A. GUAM, AGANA must provide SWIFT code CITIGUGX. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CITIBANK N.A. GUAM in AGANA rely on SWIFT code CITIGUGX for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CITIBANK N.A. GUAM →

For cheque clearing or NACH mandates, use the MICR code for CITIBANK N.A. GUAM →

For TDS challan deposits, find the BSR code for CITIBANK N.A. GUAM →

How SWIFT Code CITIGUGX Routes an International Transfer

1. Initiation: The sender provides SWIFT code CITIGUGX and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CITIBANK N.A. GUAM.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CITIBANK N.A. GUAM receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CITIGUGX

• Spaces or lowercase letters — Always enter CITIGUGX uppercase with no spaces.
• Using the wrong city — This code is for AGANA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Guam.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CITIGUGX directly with CITIBANK N.A. GUAM's AGANA branch or via the SWIFT BIC Directory.