SWIFT Code ANZBGUGG — ANZ GUAM, INC., AGANA

About SWIFT Code ANZBGUGG — ANZ GUAM, INC., AGANA

SWIFT code ANZBGUGG is the official 8-character head-office BIC (Bank Identifier Code) for ANZ GUAM, INC. in AGANA, Guam. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ANZ GUAM, INC. for all outward international remittances from AGANA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ANZBGUGG

The code ANZBGUGG follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ANZBGUGG

Receiving International Wire Transfers

To receive money from abroad at your ANZ GUAM, INC. account in AGANA, share SWIFT code ANZBGUGG with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ANZ GUAM, INC., AGANA must provide SWIFT code ANZBGUGG. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ANZ GUAM, INC. in AGANA rely on SWIFT code ANZBGUGG for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ANZ GUAM, INC. →

For cheque clearing or NACH mandates, use the MICR code for ANZ GUAM, INC. →

For TDS challan deposits, find the BSR code for ANZ GUAM, INC. →

How SWIFT Code ANZBGUGG Routes an International Transfer

1. Initiation: The sender provides SWIFT code ANZBGUGG and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ANZ GUAM, INC..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ANZ GUAM, INC. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ANZBGUGG

• Spaces or lowercase letters — Always enter ANZBGUGG uppercase with no spaces.
• Using the wrong city — This code is for AGANA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Guam.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ANZBGUGG directly with ANZ GUAM, INC.'s AGANA branch or via the SWIFT BIC Directory.