SWIFT Code VPAYGRAA — VIVA PAYMENT SERVICES S.A., ATHENS

About SWIFT Code VPAYGRAA — VIVA PAYMENT SERVICES S.A., ATHENS

SWIFT code VPAYGRAA is the official 8-character head-office BIC (Bank Identifier Code) for VIVA PAYMENT SERVICES S.A. in ATHENS, Greece. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VIVA PAYMENT SERVICES S.A. for all outward international remittances from ATHENS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VPAYGRAA

The code VPAYGRAA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VPAYGRAA

Receiving International Wire Transfers

To receive money from abroad at your VIVA PAYMENT SERVICES S.A. account in ATHENS, share SWIFT code VPAYGRAA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VIVA PAYMENT SERVICES S.A., ATHENS must provide SWIFT code VPAYGRAA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VIVA PAYMENT SERVICES S.A. in ATHENS rely on SWIFT code VPAYGRAA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VIVA PAYMENT SERVICES S.A. →

For cheque clearing or NACH mandates, use the MICR code for VIVA PAYMENT SERVICES S.A. →

For TDS challan deposits, find the BSR code for VIVA PAYMENT SERVICES S.A. →

How SWIFT Code VPAYGRAA Routes an International Transfer

1. Initiation: The sender provides SWIFT code VPAYGRAA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VIVA PAYMENT SERVICES S.A..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VIVA PAYMENT SERVICES S.A. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VPAYGRAA

• Spaces or lowercase letters — Always enter VPAYGRAA uppercase with no spaces.
• Using the wrong city — This code is for ATHENS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Greece.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VPAYGRAA directly with VIVA PAYMENT SERVICES S.A.'s ATHENS branch or via the SWIFT BIC Directory.