SWIFT Code TCZBGRAT — T.C. ZIRAAT BANKASI ATHENS CENTRAL BRANCH, ATHENS

About SWIFT Code TCZBGRAT — T.C. ZIRAAT BANKASI ATHENS CENTRAL BRANCH, ATHENS

SWIFT code TCZBGRAT is the official 8-character head-office BIC (Bank Identifier Code) for T.C. ZIRAAT BANKASI ATHENS CENTRAL BRANCH in ATHENS, Greece. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by T.C. ZIRAAT BANKASI ATHENS CENTRAL BRANCH for all outward international remittances from ATHENS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code TCZBGRAT

The code TCZBGRAT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code TCZBGRAT

Receiving International Wire Transfers

To receive money from abroad at your T.C. ZIRAAT BANKASI ATHENS CENTRAL BRANCH account in ATHENS, share SWIFT code TCZBGRAT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at T.C. ZIRAAT BANKASI ATHENS CENTRAL BRANCH, ATHENS must provide SWIFT code TCZBGRAT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using T.C. ZIRAAT BANKASI ATHENS CENTRAL BRANCH in ATHENS rely on SWIFT code TCZBGRAT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for T.C. ZIRAAT BANKASI ATHENS CENTRAL BRANCH →

For cheque clearing or NACH mandates, use the MICR code for T.C. ZIRAAT BANKASI ATHENS CENTRAL BRANCH →

For TDS challan deposits, find the BSR code for T.C. ZIRAAT BANKASI ATHENS CENTRAL BRANCH →

How SWIFT Code TCZBGRAT Routes an International Transfer

1. Initiation: The sender provides SWIFT code TCZBGRAT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to T.C. ZIRAAT BANKASI ATHENS CENTRAL BRANCH.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: T.C. ZIRAAT BANKASI ATHENS CENTRAL BRANCH receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code TCZBGRAT

• Spaces or lowercase letters — Always enter TCZBGRAT uppercase with no spaces.
• Using the wrong city — This code is for ATHENS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Greece.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm TCZBGRAT directly with T.C. ZIRAAT BANKASI ATHENS CENTRAL BRANCH's ATHENS branch or via the SWIFT BIC Directory.