SWIFT Code STIOGR21 — COOPERATIVE BANK OF EPIRUS L.T.D., IOANNINA

About SWIFT Code STIOGR21 — COOPERATIVE BANK OF EPIRUS L.T.D., IOANNINA

SWIFT code STIOGR21 is the official 8-character head-office BIC (Bank Identifier Code) for COOPERATIVE BANK OF EPIRUS L.T.D. in IOANNINA, Greece. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by COOPERATIVE BANK OF EPIRUS L.T.D. for all outward international remittances from IOANNINA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code STIOGR21

The code STIOGR21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code STIOGR21

Receiving International Wire Transfers

To receive money from abroad at your COOPERATIVE BANK OF EPIRUS L.T.D. account in IOANNINA, share SWIFT code STIOGR21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at COOPERATIVE BANK OF EPIRUS L.T.D., IOANNINA must provide SWIFT code STIOGR21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using COOPERATIVE BANK OF EPIRUS L.T.D. in IOANNINA rely on SWIFT code STIOGR21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for COOPERATIVE BANK OF EPIRUS L.T.D. →

For cheque clearing or NACH mandates, use the MICR code for COOPERATIVE BANK OF EPIRUS L.T.D. →

For TDS challan deposits, find the BSR code for COOPERATIVE BANK OF EPIRUS L.T.D. →

How SWIFT Code STIOGR21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code STIOGR21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to COOPERATIVE BANK OF EPIRUS L.T.D..
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: COOPERATIVE BANK OF EPIRUS L.T.D. receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code STIOGR21

• Spaces or lowercase letters — Always enter STIOGR21 uppercase with no spaces.
• Using the wrong city — This code is for IOANNINA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Greece.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm STIOGR21 directly with COOPERATIVE BANK OF EPIRUS L.T.D.'s IOANNINA branch or via the SWIFT BIC Directory.